FORM THREE COMMERCE MIDTERM-2 EXAMS
PRESIDENTS OFFICE
REGIONAL ADMINISTRATIONS AND LOCAL GOVERNMENT
FORM THREE EXAMINATIONS
COMMERCE
Time: 3:00 Hours August, 202 5
INSTRUCTIONS
1. This paper consist of section A, B and C.
2. Answer ALL questions in section A and B and only two questions from section C
3. Non programmable calculators may be used.
4. Write your name on every page of the question paper.
SECTION A (15 Marks)
Answer  all  questions in this section.
1. For each of the items (i) – (x) choose the correct answer from among the given  alternatives and write its letter in the space provided.
i) The art of transmitting information and ideas by word of mouth, writing or by other  means
A) Advertising
B) Communication
C) Insurance
D) Transport
ii) The role of commerce in production process is to make
A) Direct services reach ultimate consumer
B) Distribution of goods and services to the retailer
C) Distribution of goods and service to wholesaler
D) Goods and service produced to reach the ultimate consumer
iii) Given stock at start 80,000, stock at close 100,000, purchases 410,000, sales 455,000.
Rate of stock turn is
A) 5.1 times
B) 3.4 times
C) 4.3 times
D) 2.3 times
iv) Below are some of the factors to consider when locating a warehouse except
A) Number of customer
B) Communication system
C) Cost of construction
D) Flexibility
v) Vehicle includes the following except
A) Pickups
B) Cranes
C) Tankers
D) Dhows
vi) The loading and off-loading places are referred to as
A) Unit of carriage
B) Terminal
C) Way
D) Method of propulsion
vii) The demand of one commodity that causes the demand of another commodity is  called;
A) Joint demand
B) Composite demand
C) Derived demand
D) Competitive demand
viii) ______________ is the exchange of goods for goods
A) Home trade
B) Barter trade
C) Foreign trade
D) Import trade
ix) The level of stock at which placing new order must be done is
A) Minimum stock level
B) Maximum stock level
C) Average stock
D) Order point
x) The type of elasticity of supply that occurs when elasticity of supply is greater than  one is called;
A) Unitary supply
B) Perfect elastic supply
C) Inelastic supply
D) Elastic supply
2. Match the descriptions in  LISTA  with the relevant in  LISTB  by writing the correct  response below the corresponding item number in the table provided
SECTION B (50 MARKS)
Answer all questions in this section
3.   (a) Briefly explain five (05) benefits of warehouses to the economy.
(b) Mr. Magesa had opening stock of Tsh 25,000/= and closing stock of Tsh31,250/=.net  purchases for the year amounted to 187,500/= and his gross profit margin is 40%. His  expenses for the year were Tsh 35,750. Calculate the following;
a) Average stock
b) Cost of goods sold
c) Gross profit
d) Net profit/loss
e) Turn over.
4. (a) Explain five factors that might influence the quantity of maize supplied in a market.


(b) From the table below, draw a demand curve and supply curve in the same pair of  axis and indicate equilibrium point, equilibrium price, and equilibrium quantity.
5. With the help of a well labelled diagram, summarize the concept of production.
6. (a) Mr. Nguvumali a business man who had an account with NMB Bank in Arusha  issued a cheque payable to Ms. Rose amounting TZS 1000,000/= only. Use these  information to describe main parts of the cheque.
(b) Mention five importance of commercial banks which operates in Tanzania
7. Many people argue that self-employment is the solution to the unemployment  problem in Tanzania. Explain any three (3) advantages and two (2) disadvantages  associated with self - employment.
SECTION C (30MARKS)
Answer two questions from this section.
8. You are appointed as a communication officer of CRDB Bank plc, describe types of  communication you will use to communicate with the bank’s staff and customer. Clearly  mention five factors you will consider before choosing a medium communication.
9. Recently, the President Samia emphasized on the importance of youth to engage in  Agriculture and other entrepreneurial activities instead of waiting employment from  government. However, there are a number of challenges hindering this group from  entering entrepreneurship. As an expert in commerce, describe at least six challenges  facing entrepreneurs in Tanzania.
10. Transportation is very important in the economy of any country as it act like vein and  arteries in human being. Describe any five (5) contribution of transportation in  Tanzanian economy.

FORM THREE COMMERCE EXAM SERIES 219  

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FORM THREE COMMERCE EXAM SERIES 219  

PRESIDENTS OFFICE
REGIONAL ADMINISTRATIONS AND LOCAL GOVERNMENT
FORM THREE EXAMINATIONS
COMMERCE
Time: 3:00 Hours August, 2025
INSTRUCTIONS
1. This paper consist of section A, B and C.
2. Answer ALL questions in section A and B and only two questions from section C
3. Non programmable calculators may be used.
4. Write your name on every page of the question paper.
SECTION A (15 Marks)
Answer  all  questions in this section.
1. For each of the items (i) – (x) choose the correct answer from among the given  alternatives and write its letter in the space provided.
i) The art of transmitting information and ideas by word of mouth, writing or by other  means
A) Advertising
B) Communication
C) Insurance
D) Transport
ii) The role of commerce in production process is to make
A) Direct services reach ultimate consumer
B) Distribution of goods and services to the retailer
C) Distribution of goods and service to wholesaler
D) Goods and service produced to reach the ultimate consumer
iii) Given stock at start 80,000, stock at close 100,000, purchases 410,000, sales 455,000.
Rate of stock turn is
A) 5.1 times
B) 3.4 times
C) 4.3 times
D) 2.3 times
iv) Below are some of the factors to consider when locating a warehouse except
A) Number of customer
B) Communication system
C) Cost of construction
D) Flexibility
v) Vehicle includes the following except
A) Pickups
B) Cranes
C) Tankers
D) Dhows
vi) The loading and off-loading places are referred to as
A) Unit of carriage
B) Terminal
C) Way
D) Method of propulsion
vii) The demand of one commodity that causes the demand of another commodity is  called;
A) Joint demand
B) Composite demand
C) Derived demand
D) Competitive demand
viii) ______________ is the exchange of goods for goods
A) Home trade
B) Barter trade
C) Foreign trade
D) Import trade
ix) The level of stock at which placing new order must be done is
A) Minimum stock level
B) Maximum stock level
C) Average stock
D) Order point
x) The type of elasticity of supply that occurs when elasticity of supply is greater than  one is called;
A) Unitary supply
B) Perfect elastic supply
C) Inelastic supply
D) Elastic supply
2. Match the descriptions in  LISTA  with the relevant in  LISTB  by writing the correct  response below the corresponding item number in the table provided
SECTION B (50 MARKS)
Answer all questions in this section
3.   (a) Briefly explain five (05) benefits of warehouses to the economy.
(b) Mr. Magesa had opening stock of Tsh 25,000/= and closing stock of Tsh31,250/=.net  purchases for the year amounted to 187,500/= and his gross profit margin is 40%. His  expenses for the year were Tsh 35,750. Calculate the following;
a) Average stock
b) Cost of goods sold
c) Gross profit
d) Net profit/loss
e) Turn over.
4. (a) Explain five factors that might influence the quantity of maize supplied in a market.
(b) From the table below, draw a demand curve and supply curve in the same pair of  axis and indicate equilibrium point, equilibrium price, and equilibrium quantity.



5. With the help of a well labelled diagram, summarize the concept of production.
6. (a) Mr. Nguvumali a business man who had an account with NMB Bank in Arusha  issued a cheque payable to Ms. Rose amounting TZS 1000,000/= only. Use these  information to describe main parts of the cheque.
(b) Mention five importance of commercial banks which operates in Tanzania
7. Many people argue that self-employment is the solution to the unemployment  problem in Tanzania. Explain any three (3) advantages and two (2) disadvantages  associated with self - employment.
SECTION C (30MARKS)
Answer two questions from this section.
8. You are appointed as a communication officer of CRDB Bank plc, describe types of  communication you will use to communicate with the bank’s staff and customer. Clearly  mention five factors you will consider before choosing a medium communication.
9. Recently, the President Samia emphasized on the importance of youth to engage in  Agriculture and other entrepreneurial activities instead of waiting employment from  government. However, there are a number of challenges hindering this group from  entering entrepreneurship. As an expert in commerce, describe at least six challenges  facing entrepreneurs in Tanzania.
10. Transportation is very important in the economy of any country as it act like vein and  arteries in human being. Describe any five (5) contribution of transportation in  Tanzanian economy.

FORM THREE COMMERCE EXAM SERIES 206  

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FORM THREE COMMERCE EXAM SERIES 206  

PRESIDENT OFFICE REGIONAL ADMNISTRATION

AND LOCAL GOVERNMENT

SECONDARY EXAMINATION SERIES 

COMPETENCE BASED ASSEMENT

COMMERCE FORM THREE

MID-TERM EXAMS-AUG/SEPT – 2024

Instructions

Answer all questions from this paper

 

SECTION A

Answer ALL questions.

i. Which of the following is not a potential cause of failure of a new products?

  1.  Poorly designed product
  2.  An incorrectly positioned product
  3.  An underestimated market size
  4.  Higher than anticipated costs of products development.

ii.  A document that allows possession of good if they arrive before bill of lading is

  1.  Letter of credit
  2.  Documentary bill
  3.  Certificate of indemnity
  4.  Provisionary note

iii.  An invoice certified by officer appointed by government to represent its trade interests is called?

  1.  Exporter invoice
  2.  Shipping invoice
  3.  Certificate of origin
  4.  Consular invoice.

iv. Which is not a stage in development of money?

  1.  Merchants
  2.  Gold smiths
  3.  Black smiths
  4.  Money lenders.

v. A memorandum (memo) is considered a brief form of written communication for:-

  1.  Internal use
  2.  External use
  3.  Formal use
  4.  Legal use

vi. The least factors to consider when locating warehouse is?

  1.  Source of goods
  2.  Security
  3.  Land space
  4.  Internet connection.

vii.  If price of a commodity changed from 50/= to 80/= quantity demanded fall from 60units to 40units, what is the elasticity of demand?

  1.  0.33
  2.  0.55
  3.  60%
  4.  33%

viii. Stock varieties of goods, enable retailers to visit their premises, pick goods pay for them and transport the goods.

  1. Rack Jobbers
  2. Cash and carry wholesalers
  3. Regional wholesalers.
  4. Distribution.

ix. Which is not a characteristic of land as a factor of production?.

  1.  Gradability
  2.  Leasable
  3.  Has derived demand
  4.  Free gift from nature.

x. What is a fundamental nature of economic growth?

  1.  Gap filling
  2.  Status withdrawal
  3.  Creative innovation
  4.  High achievement

2. Match the following items.

LIST A

LIST B
  1.      Includes all expenses + delivery to buyers place.
  2.     Price of goods at exporters premises
  3.        Includes all expenses until cargo is discharged at port.
  4.       Warehouse located at entry points
  5.     Act as agents on behalf of importers.
  1. Laco
  2. C, I & F
  3. Bonded warchome
  4. Open warchome
  5.  Franco
  6.  Free trade area
  7. Landed price
  8. Custom broker
  9.    Stock brokers

 

SECTION B

3. (a) What is market mix

   (b) Describe the following market mix

  1.    Product
  2.    Promotion
  3.     Price

4. Explain the functions of the following organization in export trade

  1.      Marketing board
  2.     Board of internal trade

5. (a) Differentiate deflation and inflation

    (b) Explain factor that can cause inflation

    (c) Is inflation good? Explain.

6. Explain the functions of entrepreneurial activities.

7. Discuss five ways in which warehouse facilitate trade.

8. Explain the significance of the following ratios.

  1.       Average stock
  2.     Rate of stock turn over
  3.       Mark up
  4.       Margin
  5.     Order point

9. (a) Define production

    (b) Differentiate direct and indirect production

    (c) Outline characteristic of direct production.

10. (a) Describe the Aids to trade.

      (b) Outline importance of Commerce in our daily life. 

 

SECTION C

11. Use of mobile phones as means of communication is popular nowadays. Discuss the disadvantages of mobile phones.

 

FORM THREE COMMERCE EXAM SERIES 178  

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FORM THREE COMMERCE EXAM SERIES 178  

 

PRESIDENT OFFICE REGIONAL  ADMINISTRATION

AND LOCAL GOVERNMENT

SECONDARY EXAMINATION SERIES 

COMPETENCE BASED  ASSESSMENT

COMMERCE FORM THREE

MID TERM EXAMS-AUG– 2023

Instructions

  1. This paper consists of sections A, B and C with a total of eleven (11) questions.
  2. Answer all questions in sections A and B and two (2) questions from section C.
  3. Section A carries sixteen (16) marks, section B carries fifty-four (54) marks and section C carries thirty (30) marks.
  4. Cellular phones and any unauthorized materials are not allowed in the examination room
  5. Write your name on every page of your answer sheet

SECTION A (16 Marks)

  1. For each of the items (i) – (x), choose the correct answer from the given alternatives and write its letter besides the item number in the answer sheet provided.
  1. Which of the following element of communication is a pathway for the information?
  1. Receiver  C. Channel E. Decoding
  2. Sender  D. Ideas
  1. The means of advertising through which goods are neatly arranged to create an impact on customers mind so that they can be attracted to buy is referred to as:
  1. Magazine and trade journals D. Personal selling
  2. Window shopping   E. Window display
  3. Trade fair and exhibition.
  1. As a bank customer which means of bank payment is appropriate for you to adopt when funds is not immediately available?
  1. Credit transfer C. Standing order E. ATM card
  2. Direct debit D. Credit card
  1. Which of the following is not a characteristic of the effective communication?
  1. It must be in a foreign language
  2. It must be free from personal prejudices
  3. It must be strategically planned
  4. It should be a two-way process
  1. Which of the following types of account is most suitable for a businessman?
  1. Savings account C. Deposit account E. Fixed deposit account
  2. Current account D. Personal account.
  1. Which type of bank account would you recommend to a lower income earner?
  1. Current account  C. Savings account E. Debit account
  2. Fixed deposit account D. Deposit account
  1. One of the following is not a business communication document.
  1. Employment agreement
  2. Friend letter
  3. Certificate of business registration
  4. Business contracts.
  1. Mr. Mango wants to communicate effectively in business. Out of the following, what should he consider?
  1. Name of the media owner
  2. Cost of the media
  3. The relationship between the media owner and the user
  4. Number of people to use the media.
  1. One of the following is not tools of electronic communication.
  1. Instagram  C. E-mail  E. Video conferencing
  2. WhatsApp  D. Pictures and photos.
  1. What is the term used to define the communication which involves the word of mouth?
  1. Oral communication  D. Formal communication
  2. Written communication  E. Non-verbal communication
  3. Informal communication
  1. Match the items in ColumnA with the responses in ColumnB by writing the letter of the correct response beside the item number in the answer sheet provided.

Column A 

Column B
  1.  

Letters, folders, reprints, or other material sent through the mails directly to prospective purchases is

A. marketing mix.
  1.  

is a combination of marketing functions, including advertising, used to sell a product

B. Customer
  1.  

brings the product to the attention of potential customers.

C. Account
  1.  

allows the prospect to respond directly to the advertiser rather than going through a retailer or other middlemen.

D. Sales
  1.  

The client of an advertising agency is called

E. Direct mail advertising
  1.  

Emerges when people decide to satisfy and want through exchange.

F. Advertisement

 

 

G. Direct advertising.

 

SECTION B (54 MARKS)

Answer all questions from this section

  1. Effective business communication is the key for a business to grow and do extremely well in its operations. Justify this statement by briefly explaining any four points.
  2. a) Give the meaning of “BOT”.

b) Wema and Grace were form four students, after session Wema asked for help from Graceabout major differences between NMB – Bank and BOT, but Grace couldn’t help her at all. Now briefly explain to them about their concern (provide any three points)

  1. Many people always confuse between standing order and credit transfer because of the little knowledge on the banking services. As a commercial student, discuss any three differences and two similarities between standing order and credit transfer.
  2. Mr Mwakalobo is the businessman and has a current account at CRDB bank and is allowed to operate this account through e-banking, explain the benefits that he will enjoy by using this service. Give six (6)points.
  3. There are several elements of promotions mix available to marketers. Identify the factors that marketers should consider when selecting the promotion mix to use.
  4. Mapengo is the customer of Udugu Home appliances. He always prefers to buy various home accessories on credit.  Which kind of credit will be suitable for him and why? Support your suggestion with four points.

 

SECTION C (30 MARKS)

Answer only two questions from this section

  1. In order the value of the currency unit and ensure that there is just right quantity of money in circulation in the country, the central bank should take appropriate steps towards credit control. What are the methods employed by the central bank in east Africa on credit control? Give six (6) points.
  2. Assume you have written an invitation card for business men to attend the day of launching your product, but at the day the attendance is not satisfactory. Explain five possible reasons that may be the cause of bad attendance and two solutions to the problems above.
  3. Assume you are a marketing officer in one of the marketing agencies in Tanzania. You are working with groups of farmers who are seeking to find new market for their products. Identify different functions of your institution in relation to this core. Give six (6) points.

 

Page 1 of 3

 

FORM THREE COMMERCE EXAM SERIES 150  

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FORM THREE COMMERCE EXAM SERIES 150  

THE PRESIDENT’S OFFICE MINISTRY OF EDUCATION, REGIONAL ADMINISTRATION AND LOCAL GOVERNMENT

COMPETENCY BASED SECONDARY EXAMINATION SERIES

COMMERCE EXAM

FORM THREE- SEPT 2022

INSTRUCTIONS

  1. This paper consists of section A, B and C with total of ten (10) questions
  2. Answer all questions in section A and B and only two questions from section C
  3. Section carries twenty (20) marks, section B carries fifty (50) marks and section C carries thirty (30) marks
  4. Programmable calculators, cellular phone and any unauthorized materials are not allowed in the examination room
  5. Write your NAME on every page of your answer sheet(s)

Section A (20 Marks)

Answer all questions in this section

1. Careful read the following questions, then choose the correct answer from the alternative given and write its letter on the space provided.

  1. John and Johnson has been partners for several years, but John has been dealing with all business affairs alone, how can you group Johnson in such partnership

business

  1. As sleeping partner
  2. As an active partner
  3. As Quasi partner
  4. As general partner
  5. As Unlimited partner
  1. The reduction of prices which results from large purchases is known as;
  1. Price support
  2. Re-sale price maintenance
  3. Trade discount
  4. Cash discount
  5. Discount allowed
  1. Mamalishe has been selling fresh juice by using water bottle in her restaurant, so the process of placing fresh juice in water bottle is called?
  1. Branding
  2. Packing
  3. Packaging
  4. Putting
  5. Grading
  1. Mr. Pweza prefers buying carbonated soft drinks (Mango) from Azam Co.ltd, after the rise in prices for Mango Juice, he decided to shift and consume fresh juices from Mamalishe. The demand for two commodities is classified as:
  1. Joint
  2. Complementary demand
  3. Independent demand
  4. Competitive demand
  5. Derived demand
  1. When drawing supply curve, automatically supply curve slope upward from left to right. Why does this supply curve slope upward from left to right? { }
  1. The lower the price, the higher the quantity demanded and vice versa
  2. When the price is held constant, the quantity supplied increases
  3. When the factors other than price held constant, Quantity supplied increases
  4. The higher the price, the higher the quantity of commodities supplied and vice versa
  5. The lower the price, the higher the supplied
  1. Given that, a daily sale is 20kg of NIDO milk, delivery time 5 days, Minimum stock 100kg, and Maximum stock 70kg. What will be the order point?
  1. 200kg
  2. 100kg
  3. 150kg
  4. 180kg
  5. 120kg
  1. A kind of home trade which deals with buying of goods in large quantity from the wholesaler and selling them to the final consumers is called?
  1. Home trade
  2. Wholesale trade
  3. Retail trade
  4. Foreign trade
  5. Import trade
  1. Mr. Mwasambabha as household has prepared a fresh fruit juice for his child Consumption. In which kind of production activities done by Mwasambabha be Grouped?
  1. Primary Production
  2. Tertiary production
  3. Direct production
  4. Indirect Production
  5. Personal services
  1. Which of the following qualities of a good money signifies that, good money should have a long life span
  1. Portability
  2. Malleability
  3. Durability
  4. Divisibility
  5. Difficult to make a fake copy
  1. Mr. Matata own a supermarket at Singida Bus terminal. Which one of the following stock computation will help him to identify fast and slow moving items in the business
  1. Average stock
  2. Stock turn rate
  3. Minimum stock
  4. Stock order point
  5. Stock levels
  1. Self service is a common features of a
  1. Chain store
  2. Single shop
  3. Supermarket
  4. Tied shop
  5. Multiple shop
  1. Continuing rise in general level of prices and consequent fall in purchasing power of money is called?
  1. Deflation
  2. Inflation
  3. Disinflation
  4. Equilibrium price
  5. Rein - Inflation
  1. Are warehouses which are owned by the government and individual and its free to any one wishing to hire them for a certain charge;
  1. Bonded warehouse
  2. Private warehouse
  3. Public warehouse
  4. Wholesaler
  5. Retailer warehouse
  1. Mr Kimbo wishes to start his drinking water industry at Kigoma, then how can he differentiate his product from other company’s products like Uhai, Afya etc.
  1. Through packaging
  2. Through branding
  3. Through price
  4. Through packing
  5. Through standardizing
  1. Which method would Tanzania adopt if she wants to complete restrict importation of sugar from Malwai
  1. Imposing heavy import duty
  2. Total ban
  3. Fixing Import quota
  4. Using government agencies
  5. Using VAT

2. For each of item (i-v) match the description of item in list A with their corresponding names in list B by writing the letter of the correct response on the space provided

LIST A

LIST B
  1. Means change in the quantity of commodity demanded as a result of change in price while other factors remain constant .
  2. This occurs when Tanzania - Petroleum Company’s buy Petrol and Diesel from Libya for selling them within the country.
  3. It’s concerned with the arrangement of the organizational resources like machines, people and materials in such a way they can accomplish organizational goals.
  4. The process of monitoring and measuring subordinates work performance so as to ensure that work performance conform to plans or stand set
  5. Process of setting objectives and deciding how to achieve them
  1. Export trade
  2. Change in quantity demanded
  3. Import trade
  4. Organizing
  5. Controlling
  6. Planning
  7. Change in demand
  8. Coordinating
  9. Plan.

SECTION B (50 Marks)

Answer all questions in this section

3. Differentiate between the following terms

a) Packing and packaging

b) Composite demand and competitive demand

c) Commerce and economics

d) Air transport and land transport

e) Specialization and division of labour

4. a) (a) Mr. Kiombo has been producing Beans for years and selling them at his private warehouse, but he has been running his business at loss, what do you think could be the reasons for running his business at loss? Identify any five reasons

(b) Mr. Kiombo who has been producing Beans for years and selling them within a local market, but now he wishes to sell them to Kenya, he has been thinking either to use road transport or air transport.

Required: Since you have business knowledge briefly explain to him any five factors to be taken into consideration before choosing any model of transport system

5. Careful study the following demand and supply schedule for Cooking oil in Tanzania and then answer the questions below

Price (Tshs)

Qd (Litre)

Qs (Litres)

2,000

8

2

3,000

6

4

4,000

4

6

5,000

2

8

6,000

1

10

a) Draw a demand and supply curve in the same pair of axes

b) Indicate the equilibrium point, equilibrium quantity and equilibrium price

c) Calculate price elasticity of demand when cooking oil price changed from Tshs.

2,000 to 5,000

d) Give Comment on the results you obtained in question (c) above

e) Name any five factors affecting demand of Cooking Oil in Tanzania

6. a) Miss Janeth has been employee as an Accountant at Singida Regional Hospital for 10 years, this year she has decided to quit the job and become an entrepreneur. Highlight any six reasons why Janeth decided to be entrepreneur.

(b) Since Miss Janeth has decided to be an entrepreneur, provide your professional advice by naming any four factors that should be taken into consideration when locating her business.

7. a) Define cheque and identify any three circumstances under which a cheque may be dishonoured

(b) Mr. Keko a Sole trader, who own a departmental store at Dodoma City wishes to apply for a loan from NMB Bank for his business expansion, but he is not aware of any factors that are taken into consideration by Bank before giving loans to their customers. As business expert help Mr. Keko by briefly explaining to him any five factors that Banks take into consideration before granting loan to their customers

Section C (30 Marks)

Answer only two questions from this section

8. (a) Differentiate departmental store and supermarket

(b) Small scale retailers like road side traders, machingas, auctioneers and market stall holders has been increasing in our country, but they are facing many challenges. Explain any five challenges facing small scale retailers in Tanzania.

9. In our country most of the products are imported from other countries such as China, Japan, India etc, but to much importation may have negative impact in our country. So what do you think should be done in order to reduce to much importation of products from abroad (Discus any five factors)

10. (a) Define and identify any five difficulties associated with barter trade system

(b) We normally use money in our daily live, as student explain how do you use money. (Explain any six uses)

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FORM THREE COMMERCE EXAM SERIES 99  

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